A First Class Mortgage Experience!

Your hometown mortgage experts!

Most people find that mortgage financing is complicated and confusing. We help you buy your dream home by simplifying the mortgage financing process with personalized loan options that save you time and money.

Roadmap to Buy a Home

Buying your first home? We offer the guidance you need to get started.

Download Mortgage Walkthrough Guide

Get educated! Learn exactly what occurs in every step throughout the mortgage process.

Mortgage Calculator

How much can you afford? What does that monthly payment look like? Find out here.

Home Loan Options

We’re here to help you figure out which mortgage best fits your unique financial picture.

Get started by using one of our FREE tools!

Misty Dawn Stoddart

Branch Manager  //  NMLS #290023

Here at Loans by Misty, we have successfully funded over a billion dollars in residential mortgage loans of all types! We use our “outside of the box” thinking to help more clients than our competition!

We assist everyone ranging from first-time homebuyers, our Veterans, the more complex self-employed clients, and everyone in between. We make our clients’ loan experience stress-free and as simple as possible.

We have a true passion for exceeding expectations and getting the job done WELL! I have a true heart for philanthropy supporting many local charities, I love my “board” meetings on my paddleboard or snowboard, and I am an active mother of two great kids!

misty@loansbymisty.com
Cell: (562) 900-5065Office: (949) 833-7195
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Why work with us?

Our team uses our “outside of the box” thinking to continuously build on our collective experience to handle the most simple loans to the most complex. As a team, we focus on staying proactive and accountable, which reflects our high level of consistent performance and success.

Outside the box thinking

Experienced Mortgage Team

Niche Loan Products

Competitive Rates

Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered.
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic.
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions.
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met.
6

Closing

Signing the final documentation and receiving the keys to your new home!